Cisco delivers a digital-ready approach that starts at the edge and extends to where applications reside. Solve problems faster, improve operational efficiency, and reduce the risk of downtime proactively. Catalyst Series access switches give you smart, simple, and highly secure unified access, including embedded wireless controller capabilities.
Simple, flexible software subscription suites help you achieve the latest Cisco DNA innovations in policy-based automation, secure connectivity, and critical analytics and assurance across your network. Are you a Cisco partner?
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Fast access, fast aggregation The Catalyst Series is the next generation of the industry's most widely deployed stackable switching platform, and it was recently recognized as CRN's Overall Network Product of the Year. Contact Cisco Chat Now.
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Free Writing Prospectus - NIB
Optimized for mobility. The Fund 3. For the past fiscal year, the fund paid Dreyfus a management fee at the annual rate of 0. Dreyfus is the primary mutual fund business of The Bank of New York Mellon Corporation, a global financial services company focused on helping clients move and manage their financial assets, operating in 37 countries and serving more than markets. The company is a leading provider of financial services for institutions, corporations and high-net-worth individuals, providing superior asset and wealth management, asset servicing, issuer services, and treasury services through a worldwide client-focused team.
Additional information is available at www. The Dreyfus asset management philosophy is based on the belief that discipline and consistency are important to investment success. For each fund, Dreyfus seeks to establish clear guidelines for portfolio management and to be systematic in making decisions. This approach is designed to provide each fund with a distinct, stable identity.
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Dreyfus or MBSC may provide cash payments out of its own resources to financial intermediaries that sell shares of the funds or provide other services. Because those payments are. In some cases, these payments or compensation may create an incentive for a financial intermediary or its employees to recommend or sell shares of the fund to you. Please contact your financial representative for details about any payments they or their firm may receive in connection with the sale of fund shares or the provision of services to the fund.
The fund, Dreyfus and MBSC have each adopted a code of ethics that permits its personnel, subject to such code, to invest in securities, including securities that may be purchased or held by the fund. The primary purpose of the code is to ensure that personal trading by Dreyfus employees does not disadvantage any Dreyfus-managed fund. The following table describes the performance of the Class B shares of the fund for the periods indicated.
The Fund 5. General Funds are designed primarily for people who are investing through a third party such as a bank, broker-dealer or financial adviser.
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Third parties with whom you open a fund account may impose policies, limitations and fees which are different than those described herein. Contact your financial representative for further information or to purchase fund shares. If an order in proper form is made prior to 3: If such an order is made between 3: If an order in proper form is made after 5: You may sell redeem shares at any time through your financial representative. Any certificates representing fund shares being sold must be returned with your redemption request.
Your order will be processed promptly and you will generally receive the proceeds within a week. Before selling shares recently purchased, please note that if you send a written request to sell such shares, the fund may delay selling the shares for up to eight business days following the purchase of those shares.
Net asset value NAV: Amortized cost: As a result, portfolio securities are valued at their acquisition cost, adjusted over time based on the discounts or premiums reflected in their purchase price. Money market funds generally are used by investors for short-term investments, often in place of bank checking or savings accounts, or for cash management purposes. Investors value the ability to add and withdraw their funds quickly, without restriction.
For this reason, although Dreyfus discourages excessive trading and other abusive trading practices, the funds have not adopted policies and procedures, or imposed redemption fees or other restrictions such as minimum holding periods, to deter frequent purchases and redemptions of fund shares.
Accordingly, the fund reserves the right to refuse any purchase or exchange request. Funds in the Dreyfus Family of Funds that are not money market mutual funds have approved policies and procedures that are intended to discourage and prevent abusive trading practices in those mutual funds, which may apply to exchanges from or into the fund. If you plan to exchange your fund shares for shares of another Dreyfus fund, please read the prospectus of that other Dreyfus fund for more information. The fund reserves the right to: Your Investment 7. The fund earns dividends, interest and other income from its investments, and distributes this income less expenses to shareholders as dividends.
The fund also realizes capital gains from its investments, and distributes these gains less any losses to shareholders as capital gain distributions. The fund normally pays dividends once a month and capital gain distributions annually. Fund dividends and capital gain distributions will be reinvested in the fund unless you instruct the fund otherwise.
There are no fees or sales charges on reinvestments.
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Distributions paid by the fund are subject to federal income tax, and may also be subject to state or local taxes unless you are investing through a tax-advantaged retirement account. For federal tax purposes, in general, certain fund distributions, including distributions of short-term capital gains, are taxable to you as ordinary income. Other fund distributions, including dividends from U. The tax status of any distribution generally is the same regardless of how long you have been in the fund and whether you reinvest your distributions or take them in cash.
Your sale of shares, including exchanges into other funds, may result in a capital gain or loss for tax purposes. A capital gain or loss on your investment in the fund generally is the difference between the cost of your shares and the amount you receive when you sell them. The tax status of your distributions will be detailed in your annual tax statement from the fund. Please call your financial representative for information.
More information on the fund is available free upon request, including the following: Provides more details about the fund and its policies. A current SAI is available at www.
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The SAI is incorporated by reference is legally considered part of this prospectus. The fund will disclose its complete schedule of portfolio holdings, as reported on a month-end basis, at www. The information will be posted with a one-month lag and will remain accessible until the fund files a report on Form N-Q or Form N-CSR for the period that includes the date as of which the information was current. In addition, fifteen days following the end of each calendar quarter, the fund will publicly disclose at www.